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Writer's pictureAdam Garrett

Low or No Credit Mortgages

Updated: Aug 22




No or Low Credit Loans:

NACA: Credit Score Not Considered, Below Market Rates in Some Cases, No Down Payment, No Closing Costs, But w Restrictions & a Long Process


No Credit Loans:

Churchill Mortgage: Traditional No Credit Loans

HSBC: No Credit Loans for Foreigners

Guild Mortgage: Traditional No Credit Loans

Novus Home Mortgage: Traditional & Foreigner No Credit Loans

USDA Direct Loans


Low Credit Loans:

5 Confirmed Sub 580 Credit Score Lenders

580+ Scores

620+ Conventional Loans

580+ USDA Loans

Post Bankruptcy, Foreclosure, Short Sale Lenders (Including Day After)

Additional Information:

Typical Impact of Low Credit on Mortgage Payments & Total Interest Paid on Conventional Loan (As Much as 25% Higher Interest Rates):

Assistance to Boost Your Credit

Related:

About the Author: Adam Garrett - 3rd Generation REALTOR®

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