Many properties in the Hampton Roads area & some other parts of SE VA are in hurricane evacuation zones even if their home is not currently in an AE flood zone requiring flood insurance if using a mortgage. Any property that is in a hurricane evacuation zone but doesn't currently require flood insurance is more likely to in the future than a similar home that's not in a hurricane evacuation zone. If the property is in an X-500 flood zone and in a zone A hurricane evacuation zone, that's especially true. I own a property like that, and it's the top reason why I want to sell the property sooner rather than later in order to not have the reduced selling power present if it turns into an AE zone before I sell.
Hurricane Evacuation Zones in SE VA
Flood Zone Projections
Search Based on Hurricane Evacuation Zones