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Credit Card Strategies for Home Expenses

Updated: Dec 30, 2023


Above: Salamander in Middleburg, VA from a Points Stay: Image by Author


While some people are very anti-credit card, and you are playing with fire when playing with credit cards (pitfalls), I personally have reaped many rewards from credit cards in my lifetime, including the majority of expenses for my Disney engagement, honeymoon, & the majority of expenses on other travels for the past 5 years.



Credit Card Strategies to Consider:

Keep in mind that for the below, it's often ideal to stack more than 1 strategy, such as a new sign-up bonus & a promotional APR or a new sign-up bonus & a balance transfer.

New Sign-Up Bonuses (Greater Potential Value Than the Amount Charged in Some Cases)

Promotional APR (i.e. 0%)

Balance Transfer Cards w Lower Interest or No Interest & No Balance Transfer Fees

Credit Cards Good for Home Expenses on a Recurring Basis

Offers on Existing Credit Cards

More Information:

Alternatives to Credit Cards

Pitfalls to Credit Cards

Related:

4. "How to Understand Special Promotional Financing Offers on Credit Cards" by the Consumer Financial Protection Bureau



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